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Disclaimer

Important information about our content and services

Last Updated: October 10, 2023

Please read this disclaimer carefully before using Canada Investment Guide website and services. By accessing or using our website, you acknowledge that you have read, understood, and agree to be bound by this disclaimer.

1. Not Financial Advice

The information contained on the Canada Investment Guide website and all materials, articles, publications, and online content (collectively, "Content") is provided for general informational and educational purposes only. It should not be construed as professional financial advice, investment advice, or a recommendation to buy or sell any security, financial product, or investment.

The Content is not tailored to your specific circumstances, financial situation, risk tolerance, or investment objectives. Before making any investment decision, you should consult with a qualified financial advisor, investment professional, tax advisor, or legal professional to discuss your specific needs and circumstances.

2. No Guarantee of Accuracy

While we strive to provide accurate, up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the website for any purpose.

Markets, regulations, and investment conditions change constantly. Information that was accurate when published may become outdated or irrelevant over time. We do not undertake any obligation to update or correct any information provided on our website.

3. Investment Risks

All investments involve risk and may result in loss of principal. Past performance does not guarantee future results. The value of investments and the income from them can fall as well as rise and is not guaranteed. Investors may not get back the amount originally invested.

Specific risks vary based on the type of investment, geographical region, industry sector, and individual security or investment characteristics. These risks can include but are not limited to:

  • Market risk
  • Interest rate risk
  • Inflation risk
  • Currency risk
  • Liquidity risk
  • Credit risk
  • Political and regulatory risk
  • Operational risk

Before investing, you should carefully consider your investment objectives, level of experience, and risk appetite.

4. No Client Relationship

Your use of this website and its Content does not create an advisor-client relationship, fiduciary relationship, or any other special relationship that would give rise to any duties. We are not acting as your attorney, financial advisor, tax advisor, or accountant.

Canada Investment Guide is not a registered investment advisor, broker-dealer, financial institution, or financial services provider. We do not provide personalized investment advice or serve as a fiduciary under any applicable law.

5. Educational Tools and Calculators

Any calculators, tools, or simulations provided on our website are for educational and illustrative purposes only. These tools:

  • Use assumptions and simplifications that may not reflect actual market conditions
  • Are not intended to provide specific tax, investment, or financial planning advice
  • Should not be the sole basis for any investment or financial decision
  • May contain errors or inaccuracies despite our best efforts

Results generated by these tools should be considered hypothetical and do not represent actual investment results or guarantee future outcomes.

6. Third-Party Content and Links

Our website may contain content from third parties or links to third-party websites. These links are provided for your convenience and information only. We have no control over the contents of those sites or resources and do not endorse, recommend, or guarantee their accuracy, adequacy, or completeness.

Canada Investment Guide is not responsible for the availability, content, products, services, or advertising on third-party websites. The inclusion of any link does not imply our endorsement of the linked site or its provider.

7. Forward-Looking Statements

Our Content may contain forward-looking statements that involve risks, uncertainties, and assumptions. All statements other than statements of historical fact are statements that could be deemed forward-looking statements.

These statements are based on our expectations, estimates, projections, and beliefs at the time they are made. There can be no assurance that any transactions or events described in the forward-looking statements will occur as described, if at all. You should not place undue reliance on forward-looking statements.

8. Regional and Jurisdictional Limitations

Our Content primarily focuses on investments in Canadian markets and may reference Canadian tax laws, regulations, and financial products. This information may not be applicable or appropriate for individuals residing outside of Canada.

Users accessing this website from locations outside of Canada are responsible for compliance with all local laws. Some products, services, or investments mentioned on our website may not be available or may be restricted in certain jurisdictions.

9. Professional and Regulatory Standards

Financial, investment, and tax regulations vary by province, territory, and country. Information provided on our website is general in nature and may not reflect current regulations in your specific jurisdiction.

While we strive to maintain high standards, Canada Investment Guide does not claim to adhere to any specific professional or regulatory standards beyond those explicitly stated on our website.

10. Limitation of Liability

To the maximum extent permitted by applicable law, Canada Investment Guide, its owners, employees, contractors, agents, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages resulting from:

  • Your use or inability to use the website or Content
  • Any investment decisions made based on the Content
  • Any errors or omissions in the Content
  • Any investment losses or financial harm of any kind
  • Any third-party content, products, or services

This limitation applies regardless of whether such damages arise out of breach of contract, tort (including negligence), or any other legal theory or form of action.

11. Changes to This Disclaimer

We reserve the right to modify this disclaimer at any time without prior notice. Changes will be effective immediately upon posting to the website. Your continued use of the website after any changes indicates your acceptance of the modified disclaimer.

It is your responsibility to review this disclaimer periodically for changes. The "Last Updated" date at the top of this page indicates when this disclaimer was last revised.

12. Contact Information

If you have any questions or concerns about this disclaimer, please contact us at:

Email: info@canadainvestmentguide.com
Phone: +1 (647) 555-1234
Address: 200 Bay Street, Toronto, ON M5J 2J2, Canada

By using Canada Investment Guide website and services, you acknowledge that you have read, understood, and agree to this disclaimer. If you do not agree with any part of this disclaimer, you should not use our website.

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